#2. BadCreditLoans – Installment Loans for Bad Credit Score

#2. BadCreditLoans – Installment Loans for Bad Credit Score

MoneyMutual understands and spares no effort to dissipate your fears and suspicions about financial institutions in general, and loan companies specifically. It tries to help you know that taking short-term loans is not a death sentence. Plus, it assures you that it has your back through the process.

The steps to apply for a loan through MoneyMutual are pretty straightforward. You fill in a form indicating your name, age, place of residence, and if you earn up to $800 per month, plus any other required information.

As soon as you fill the form online and get the nod from the company, you get a connection to a lender. On the lender’s site, you get to ask the necessary questions to check compatibility. It is pretty quick and easy, and if you find the lender is incompatible, you have the option to decline that lender. Now, who has the upper hand?

MoneyMutual makes up to $5,000 available as a loan, which is sufficient for cashcentralpaydayloans.com credit some emergencies, and the company charges zero extras from you for the services it renders.

It is up to you to decide when to get your loan sum since MoneyMutual does not determine when you get a payout. Depending on how quickly you apply and get approved and the loan agreement terms, you can receive a loan payout within 24 hours. In an emergency, it is a relief you can tap into funding that quickly.

Plus, MoneyMutual does not share unnecessary information with the lenders. If a lender demands more, the company will notify you before proceeding.

  • Quick payout time
  • Easy application process
  • Adequate customer protection
  • No extra charges
  • Wide lender network
  • Non-U.S. residents are not eligible

Customer Experience

With over two million customers, old and new, it is no wonder MoneyMutual tops our list. The reviews tell their own story, and the company keeps coming up with better ways to serve its customers.

The quick payout time worked for many customers who needed immediate help. So, it is one of the company’s features that many customers talked about and prioritized. Plus, the fact that you do not have to pay any charges and the service is hassle-free makes a huge difference.

The company’s name says it all – it helps you secure loans even with bad credit scores. What makes BadCreditLoans so unique is that the reason why you are taking out the loan does not affect their decision to extend it or not. The company also works to secure loans as quickly as possible.

But before giving you any loan, Bad Credit Loans provides resources to educate you on making the right decisions when taking loans. That education helps you gain the needed know-how to manage the money you get so it does not run out quickly. The resources also educate you on how loans are beneficial, both in the short and long term.

However, if you are not a U.S. citizen, you are not eligible for a loan. Plus, if you are a citizen but have no steady income source, chances are you would have a hard time finding a lender. Getting a lender also means paying high interest.


The loan application process is quick and straightforward. To secure a bad credit loan from the company, fill the online form with the required information. You will also add proof of your citizenship, the loan amount you need, and why you need it. Even if the application asks why you need it, your answer does not affect whether or not you secure the loan.